Quality of Life: "What can you do that would improve the quality of your life right now? Think of the things you keep postponing because you are waiting for more money, a different apartment, a new job, or because of some other excuse. Are these the real obstacles? What are you waiting for? Focus on one thing that would make you happy and write out a plan that includes a budget and time frame to help you realize it."
P.S. (11/13/11) For immediate gratification on Quality of Life, I purchased a new pair of brown boots. After two re-sole-ings, I had finally worn holes in "old reliable" that could not be repaired. I also purchased this fabulous cloche :) As for a long-term quality of life, we are saving for a new floor upstairs and perhaps a remodeling in a few years.
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